When banks say no, we say yes. FundRight Capital connects growth-ready businesses with fast, flexible funding from $5,000 to $5,000,000 — just the right capital at the right time.
No mountains of paperwork. No 90-day waits. If you meet these basics, you're ready to apply.
Minimum $20,000 in monthly bank deposits
No more than 5 NSFs in the last 4 months
Just your last 3–4 months of business bank statements
All industries welcome — even newer businesses
Good credit? Great. Less-than-perfect credit? We still have options.
Three quick fields — that's all we need to start. A funding specialist will contact you the same day.
By submitting, you agree to be contacted by FundRight Capital by phone or email about funding options. Applying is free and won't impact your credit.
We partner with top lenders so you get the best deal — not just any deal.
Fast working capital with no collateral required and low rates. Choose flexible monthly, weekly, or daily payments. Just 1 year in business to qualify — with an easy, fast application process.
An advance on your future sales. Qualifying is easy — revenue matters more than credit history. Ideal for quick working capital.
A lump sum repaid in set installments. Cover payroll, inventory, marketing, or seize a growth opportunity.
Finance machinery, vehicles, ovens, or technology. The equipment serves as collateral, often unlocking better terms.
Turn unpaid invoices into cash today. Sell invoices at a discount and get paid upfront instead of waiting 30–90 days.
Purchase, refinance, or cash out on commercial property to fuel your next stage of growth.
Government-backed advances with some of the most favorable rates and terms available for small businesses.
No red tape. No runaround. Just the right capital at the right time.
Fill out our 3-field form online. Name, email, phone — that's all we need to start.
A funding specialist calls you the same day, reviews your options, and matches you to the right product.
Once approved, funds can be in your account in as little as 24–48 hours.
When your funding specialist calls, these are the details we'll cover. Having them ready speeds up your approval.
How fast can each option put money in your account?
| Financing type | How it works | Time to funds* |
|---|---|---|
| Merchant cash advance | Advance on expected future revenue, repaid in daily or weekly installments. | 24–48 hours |
| Unsecured cash advance | No-collateral advance with low rates, repaid in monthly, weekly, or daily payments. Requires 1 year in business. | 24–48 hours |
| Invoice factoring | Sell your invoices at a discount to access expected income faster. | As soon as same day |
| Working capital advance | Lump sum of cash repaid in set installments. | 2–5 days |
| Equipment financing | Lump sum used to purchase approved equipment. | 3–7 days |
| Commercial real estate | Financing secured by commercial property. | 2–4 weeks |
| SBA 7(a) advance | Government-backed advance with favorable rates and terms. | 4–8 weeks |
*After approval. Varies by lender and product.
We fund the businesses that keep your community running — restaurants, retail, services, and more.
Fast Funding. Right Partner. Every Time.
Approvals and funding measured in hours, not months
Bank statements — not stacks of tax returns and business plans
Full service in English and Spanish, start to finish
We shop a network of top lenders to find you the best deal, not just any deal
Fill out our 3-field form and a funding specialist will call you the same day.
Apply Now — It's Free